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Rates
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Certificates of Deposit
Account Type |
Interest Rate |
APY* |
Min. Deposit |
Min. Balance to Obtain APY* |
|---|---|---|---|---|
5 Month |
3.60% |
3.64% |
$1,000.00 |
$1,000.00 **Special** |
10 Month |
3.63% |
3.64% |
$1,000.00 |
$1,000.00 **Special** |
20 Month |
3.58% |
3.64% |
$1,000.00 |
$1,000.00 **Special** |
APY = Annual Percentage Yield
Rates remain in effect until maturity of CDs.
IRA, SEP, and Investment Club rates subject to change.
There may be a penalty for early withdrawal.
Fees may reduce earnings on the account.
Contact an employee for further information about applicable fees and terms at (406) 642-3431.
Money Market
Account Type |
Interest Rate |
APY* |
Min. Deposit |
|---|---|---|---|
Platinum Money Market (See Tiered Pricing below) |
|||
.01 - $99,999.99 |
0.45% |
0.45% |
$25 to open |
$100,000 to $249,999.99 |
0.75% |
0.75% |
$25 to open |
$250,000 to $499,999.99 |
1.10% |
1.11% |
$25 to open |
$500,000 to $1,499,999.99 |
1.45% |
1.46% |
$25 to open |
$1,500,000 and over |
3.40% |
3.45% |
$25 to open |
APY = Annual Percentage Yield
Rates may change at any time.
Fees may reduce earnings on the account.
Contact an employee for further information about applicable fees and terms.
Savings & Checking Account Rates
Account Type |
Interest Rate |
APY* |
Min. Deposit |
|---|---|---|---|
Regular Savings |
0.03% |
0.03% |
$5 to open |
Business Savings |
0.03% |
0.03% |
$5 to open |
Medical Savings |
0.01% |
0.01% |
$5 to open |
HSA Checking (See Tiered Pricing below) |
|||
.01 - $1,999.99 |
0.01% |
0.01% |
$25 to open |
$2,000.00 - $9,999.99 |
0.02% |
0.02% |
$25 to open |
$10,000.00 and above |
0.03% |
0.03% |
$25 to open |
FSB Legacy Secure Checking |
0.03% |
0.03% |
$25 to open |
APY = Annual Percentage Yield
Rates may change at any time.
Fees may reduce earnings on the account.
Contact an employee for further information about applicable fees and terms.
Certificate of Deposit Rates
Account Type |
Interest Rate |
APY* |
Min. Deposit |
Minimum Balance to Obtain APY* |
|---|---|---|---|---|
Negotiated |
0.50% |
0.50% |
$100,000.00 |
$100,000.00 |
30 Day |
0.30% |
0.30% |
$500.00 |
$500.00 |
91 Day |
0.40% |
0.40% |
$1,000.00 |
$1,000.00 |
182 Day |
2.90% |
2.92% |
$1,000.00 |
$1,000.00 |
12 Month |
2.90% |
2.94% |
$1,000.00 |
$1,000.00 |
18 Month |
1.25% |
1.27% |
$1,000.00 |
$1,000.00 |
2 Year |
1.75% |
1.76% |
$1,000.00 |
$1,000.00 |
3 Year |
2.00% |
2.02% |
$1,000.00 |
$1,000.00 |
5 Year |
2.00% |
2.02% |
$1,000.00 |
$1,000.00 |
IRA & SEP Accounts |
1.25% |
1.25% |
$0.00 |
$0.01 |
APY = Annual Percentage Yield
Rates remain in effect until maturity of CDs.
IRA, SEP, and Investment Club rates subject to change.
There may be a penalty for early withdrawal.
Fees may reduce earnings on the account.
Contact an employee for further information about applicable fees and terms at (406) 642-3431.