Personal Loans

Consumer Loans

We have a full range of consumer loans for vehicle purchases, boats, snowmobiles, manufactured homes, overdraft protection, debt consolidation and unsecured loans. All of our loans are offered at competitive rates and have no application fees. Consumer loans are offered with YOU in mind. We have a wide range of terms to fit into your budget.

“I needed a small loan, and decided to try Farmers State Bank since I live in Lolo and it’s convenient. Well, I’ve probably had 8 to 10 loans since then. Nate has gone out of his way to help me. One other thing, in a digital world, I really appreciate people knowing my name when I walk in the door.”
Cameron J., Lolo

Read more about the services we provide or click here for a consumer loan application.

Overdraft Protection

With overdraft protection you don't need to worry about an error in addition or that unexpected repair that always seems to pop up. You already have the funds available when YOU need them. You only pay interest on the money you use.

Holiday Loans

Farmers State Bank offers a unique personal loan every year, just in time for the holiday shopping and travel season. Upon approval, Holiday Loans are available for amounts of $500 to $2,500. Interest rates are typically much lower than a credit card. The loan is repaid in eleven monthly principal and interest payments, making it very easy to budget for. There are no loan fees or minimum interest charge. Proceeds can be disbursed by cashier’s check, or directly to a Farmers State Bank deposit account. Choose a coupon book or automatic payments from an existing Farmers State Bank deposit account. Ask for details, and apply for a Holiday Loan at any Farmers State Bank branch during the month of November and December.